Keelpark Capital Group, a small-business funding broker in Jackson, Tennessee, answers common owner questions here: what a broker does, how to choose among six funding types, what applying involves, and which Tennessee records partners check. Keelpark does not lend; lending partners make credit decisions and set rates and terms. Call (731) 252-4018 with anything not covered.
About Keelpark Capital Group
Is Keelpark Capital Group a lender?
No. Keelpark Capital Group is a broker, not a lender.
Why does a broker's name say Capital?
Capital Group is part of the business name. It does not mean we lend; we connect businesses with lending partners that do.
Which city is this?
Jackson, Tennessee, in Madison County. The address is 109 N Church St, Jackson, TN 38301. We are not connected with any business in Jackson, Mississippi.
Do you arrange personal loans?
No. Only business funding. We do not arrange personal, payday or auto title loans.
Choosing funding
Can I use a business loan to pay myself?
Owner pay is usually treated like any other expense, but many agreements limit how funds may be used. Ask the partner, and read the use-of-funds clause, before you plan on it.
Should I use a personal loan for my business?
It mixes personal and business finances and leaves the business without its own credit history. Business funding is underwritten on the business, though owners often sign a personal guarantee. Talk it through with your accountant.
Can an LLC get a business loan?
Yes. An LLC can borrow in its own name, and partners will check that it is active with the Tennessee Secretary of State. Newer LLCs face a smaller field of partners.
Which product fits my need?
Start with what the money buys and how it will be repaid. The six funding types compared sorts them by repayment pattern.
Is a merchant cash advance a loan?
No. A merchant cash advance is not a loan; a funder buys part of your future receipts. Read how advances are collected before accepting one.
Applying
What happens after I send the form?
We contact you to talk through the purpose, then introduce the request to suitable partners. The four steps explain the rest.
Will a partner check my credit?
Most do, for the business and usually for the owners. Ask what kind of inquiry the partner will make before you authorize it.
How long does a decision take?
It depends on the partner, the product and the completeness of your documents. We cannot promise a timeline.
Is approval certain if I qualify on paper?
No. Each partner applies its own criteria and can decline any request.
Tennessee and local questions
Where do I check my business's state registration?
The Tennessee Secretary of State's Business Services pages, including the TNCaB filing system for annual reports. Partners often check that your entity is active.
Does my business need a City of Jackson, TN license?
The City of Jackson, TN's Permits & Licenses page explains who needs one. Our license and business tax guide summarizes what it said when we checked.
Is there free help for small businesses nearby?
Yes. The Tennessee SBDC office in Jackson, TN, hosted by Jackson State Community College, offers advising. See West Tennessee small business resources for more.
Do you work with businesses outside Jackson, TN?
Yes, across Madison County and nearby towns such as Humboldt, Milan and Henderson. Nearby communities lists them.
By Keelpark Capital Group · Updated