Keelpark Capital Group, a small-business funding broker in Jackson, Tennessee, about 25 miles from Lexington, helps Lexington, TN retailers, practices and contractors in Henderson County compare term loans, equipment financing, lines of credit, working capital and merchant cash advances, then introduces requests to lending partners, which approve or decline and set terms. Call (731) 252-4018.
The largest business ZIP among the nearby towns
Lexington is in Henderson County, outside Madison County. Its ZIP, 38351, had 411 employer establishments in 2023, more than any other nearby town's ZIP, with 5,911 paid employees and about $246.9 million in annual payroll. Just under half of its employers, 49.9 percent, had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023). The ZIP is much larger than the city, which covers about 5.6 percent of its land (U.S. Census Bureau, 2020 ZIP Code Tabulation Area to place relationship file).
| Sector | Establishments | Fewer than 5 employees |
|---|---|---|
| Retail trade | 86 | 48.8% |
| Health care and social assistance | 53 | 49.1% |
| Other services | 48 | 58.3% |
| Finance and insurance | 42 | 59.5% |
| Accommodation and food services | 33 | 24.2% |
| Construction | 32 | 59.4% |
| Manufacturing | 27 | 14.8% |
| Professional, scientific and technical services | 23 | 73.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023.
Health care, second only to retail
With 53 employer establishments, health care and social assistance is the ZIP's second-largest sector, and about half of those employers are small. Practices ask about clinical equipment, fit-outs and the wait between treating patients and being paid. Medical and dental practice financing explains how partners review a practice.
Growth projects and term loans
A business area of this size produces expansion questions as well as cash-flow ones: a second storefront, a larger kitchen, an added treatment room. Projects with a known cost and a long payoff usually fit a business term loan, repaid on a fixed schedule. Bring the project budget and a short note on how it will raise revenue or cut costs; partners want to see the payment covered by the business's cash flow, not by hope.
Lexington, TN, not Henderson, TN
The names are easy to confuse. Lexington is the Henderson County city; Henderson, TN is a separate city in Chester County, about 15 miles southeast of our address. We do not publish a self-employment figure for Lexington because the survey estimate's margin is too wide (U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates).
Working with Keelpark Capital Group from Lexington, TN
Call (731) 252-4018 or start online; the address is 109 N Church St, Jackson, TN.
The Tennessee SBDC centers list shows the nearest free advising center. Our Jackson, TN page and other towns near the office cover the rest of the area.
The Lexington, TN owners we usually hear from
For Lexington, TN owners, Keelpark Capital Group focuses on the sectors our lending partners have confirmed they fund: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Approval is never automatic for any sector.
What to gather before you call
- Recent business bank statements (partners often ask for three to six months)
- Your most recent business tax return
- A year-to-date profit and loss statement and balance sheet
- Photo ID for every owner of the business
- Proof of ownership and business registration
- Details of any loans, leases or advances the business already carries
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
What happens after you reach out
- Reach us at (731) 252-4018 or through the form. The first questions are simple: what the funding is for, how long the business has operated and its rough revenue.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.
Our office is at 109 N Church St, Jackson, TN 38301.
By Keelpark Capital Group · Updated